I did find how to use the local account. You just have to look for the user controls in settings.
But everything in the operating system is made and set up in a way to funnel you into using things the way they want. They want you to use Bing, the Windows Store, Cortana and Action Center, and they want to collect information as you do so. Piss on that.
I've done a lot of tweaking so far, to turn off the information flow. The controls are there, but privacy is something you set up for yourself, it doesn't come by default.