I did some searching and found an audio file converter by Xilisoft that did the conversion to wav. I then used UltraIso to create the Audio CD file from the wav files and then Alcohol 120% to burn the Audio CD file to CD disk.
It took three steps/programs to get what I wanted but the quality seems excellent and I didn't use up half my hard drive installing Nero.
Thanks for the suggestions, it got me motivated to take a rather long but successful route. At least I knew what was going on every step of the way. Some of these all-in-one solutions make a lot of assumptions and if one part doesn't work the whole project fails. I've always had good luck with UltraIso and Alcohol 120% on my computer so all I really needed was the conversion program, and now I have that too. Thank you Xilisoft.