Very true, i just had XP the way I wanted it and ended up using the admin account as mine which was not so good but that's the way it worked out.
I'll never use Norton Internet Security again, it never even saw it come in, and I think it did piggy back on a codec download or something like that from a legit site.
Using Kaspersky now and it's set to tell me when anything tries to sneak in, phone home, other crap like that, kinda a bother sometimes but nothings gotten through that it didn't find and kill immediately or after a reboot. Also have the security set so it requires a password to change anything as far as turning it off or changing settings. Nortons used to get shut down easily by many bugs.