A lavish lifestyle can only be achieved if you have a very deep fund and if you want to save money while also being able to afford the luxuries in life, you should your hands on the Axis Bank Reserve credit card.
The Axis Bank Reserve credit card offers several benefits to the cardholder. Some of which include travel, hotel, dining, and medical benefits that not many other credit cards offer. Get discounts, complimentary services, and even medical help when you sign up for the card.
Learn more about the Axis Bank Reserve credit card with the article below.
Learn More About the Card's Travel Benefits
Traveling with the Axis Bank Reserve credit card makes life a lot easier with the help of these travel benefits.
With the Axis Bank Reserve credit card in your hands, you gain access to domestic airport lounges all across the country with complimentary Priority Pass members having direct access to international airport lounges.
You'll also enjoy 8 complimentary VIP assistance concierge services such as immigration, security check, and porter services at the airport. Cardholders can also expect to receive up to 50% off on dining and complimentary room upgrades with the Club ITC Culinaire membership that comes with the card.
You also get exclusive offers at Oberoi hotels and its many resorts. Get a 20% discount on food and beverage and 20% on the best rates at participating Marriott hotels in India.
Movie and Dining Benefits
The Axis Bank Reserve credit card offers more than just travel benefits for cardholders. You also get to experience the lifestyle that you want when it comes to movies and dining.
When you use the card to purchase your next ticket, you'll get a buy one get one offer on movies and other non-movie tickets through BookMyShow. You'll also experience discounts of up to 20% at over 4,000 partner restaurants through Axis Bank's Dining Delights program.
If you're also an active cardholder, you'll have a complimentary Eazydiner Prime membership that allows you to get up to 25% of your bill at many premium restaurants all over the country. Lastly, you can create new moments with handpicked experiences such as sailing, golf for a day, and many more.
Rewards Rate and Redemption
When it comes to rewards, the Axis Bank Reserve credit card offers one of the most generous welcome offers ever.
New cardholders will immediately get 50,000 Edge reward points upon activation and another bonus of 50,000 points for every year that you renew your membership. Earning Edge reward points is also very easy and you only need to spend Rs200 to get 15 Edge reward points.
Spend more when you go abroad and you'll double the amount of Edge reward points that you'll earn.
Once you have accumulated enough rewards points, you can then use them to redeem different exclusive products at the Axis Bank's Edge Rewards portal. You can redeem the points for Edge Miles on domestic and international flights.
Medical Benefits
The Axis Bank Reserve credit card also offers comprehensive medical benefits with a 25% discount on all health and wellness plans from Weljii.
You can also receive a complimentary second medical opinion from many medical professionals at international hospitals.
Having the Axis Bank Reserve credit card also entitles you to discounts on different health packages and pathology tests at Dr. Pathlabs and Metropolis. Get the best medical assistance in the world with the help of this credit card.
Interest Rates and Other Fees
When using the Axis Bank Reserve credit card, you need to know more about the interest rates and other fees that you will be charged with.
The joining and renewal fee will be Rs 50,000 plus the applicable taxes involved. The monthly interest rate is currently at 3% or 42.58% every year.
While there are no rewards redemption fees and cash advance charges, you'll be charged with foreign currency conversion at 1.5% of the entire transaction amount.
The fuel surcharge is at 1% but is waived if you fill up at a gas station across India in between the amounts of Rs 400 and Rs 4,000.
Contact Details
If you're interested in learning more about the credit card, you can always contact a customer service representative at the number (022) 2425 2525.
You may also visit their main office at Axis Bank Limited, Corporate Office, Bombay Dyeing Mills Compound, Pandurang Budhkar Marg, Worli, Mumbai – 400 025.
Eligibility Criteria
If you're interested in applying for an Axis Bank Reserve credit card, you need to meet the qualifications first before applying.
You must be at least 18 years of age and a maximum of 70 years old to apply for the card. You must be a permanent resident of India and must have a steady income or at least be self-employed.
You will be asked to present documents to prove your claims which include your pay slip, your income tax return, and any form of legal document. Before applying, you should also have your credit score and history checked as the credit card provider will require you to have a good credit score.
Having a good credit score will also determine the outcome of your application as well as the credit limit of your card.
How to Apply
Once you have prepared all the documents, you can proceed to apply for the credit card with the following steps. Visit the Axis Bank website and submit your application for the credit card by clicking on Apply Now on the card's homepage.
You will see a detailed application form and simply fill up the necessary information needed. Once you have filled up the required details, make sure that you review all of them as well as the terms and conditions before you make the final submission.
After submitting, you are supposed to wait for a couple of business days before the provider will approve your application. It is important that you submit all the information and documents completely to avoid having to re-apply due to incomplete information.
Conclusion
The Axis Bank Reserve credit card is certainly the best option if you are looking for a safe and secure credit card. Loaded with features and benefits, the card offers some of the most competent rates and fees that you can afford. It's no wonder why this credit card is one of the leading cards in India in terms of customer satisfaction.
Please Note: There are risks involved when applying for and using credit cards. Consult the bank’s terms and conditions page for more information.
